Marking September 3, 2025 as notable date will be pertinent for millions of Social Security retirees as they await new information concerning their monthly payments. The fresh reports circulating about an astonishing 39% increase have further stoked the optimism and intrigue of the beneficiaries. However, the facts are closer to a blend of truth and fiction presents a more complicated picture of the changes set to take place this fall. Here is an overview of what retirees can anticipate, correcting some myths and explaining crucial facts concerning Social Security payments for this September.
Social Security Payment Schedule For September 2025
The payment of Social Security is proportional to the secondary employee as per the beneficiaries birth date. For September 2025, the payments are set to commence from the 3rd for those who retired before May 1997. Thereafter, payments will be made on the 10th, 17th, and 24th for beneficiaries from certain date ranges. Recipients of the Supplemental Security Income (SSI) have a fixed date of the 1st of every month. In this month, however, due to Labor Day falling on September 1, they will be paid early on August 29, resulting in no payment in September.
Clearing Up the 39% Boost Claim
The 39% increase rumor circulating the internet regarding Social Security benefits effective September 3, 2025, is devoid of any official statements. However, Social Security payments will increase based on the cost of inflation. For the year 2025, the predicted increase is 2.5% rather than the rumored 39% figure discussed online.
Understanding Cost of Living Adjustments (COLA)
As inflation rates increase, Social Security and SSI benefits require inflation offset adjustments. As of 2025, COLA will sit at 2.5% – lower than the year prior sitting at 3.4%. This will improve the living standards of retirees and other beneficiaries by allowing a boost albeit a modest one.
Impact on Monthly Benefit Amounts
The average retirement benefit sits at $1,900, the maximum benefit for persons retiring at the full retirement age being just above $3,800. These figures account for a gradual 2.5% increase due to COLA. Individual payments are subject to change due to lifetime earnings and the age benefits are taken.
Why the Confusion About Early Payments?
The confusion concerning payment dates in September stems from the Labor Day holiday. September payments for SSI recipients were made during the last days of August, with no payment for September. Such payments would either be deemed as August double payments, or September double payments which can be really confusing regarding the actual amount of payment.
How to Check Payment Status
Payments can be tracked by the beneficiaries through My Social Security portal or the Social Security Administration can be called directly. Payments for most beneficiaries are made electronically through direct deposits or debit card, which minimizes delays, ensures prompt access to funds, and streamlines payment access.